۞ کلام امیرالمومنین (ع) :
هر کس از خود بدگویی و انتقاد کند٬خود را اصلاح کرده و هر کس خودستایی نماید٬ پس به تحقیق خویش را تباه نموده است.

Information Disclosure, Cognitive Biases, and Payday Borrowing in the usa

Information Disclosure, Cognitive Biases, and Payday Borrowing in the usa A belief that payday loan providers prey in the economically illiterate has prompted strict regulation of this industry, however it is feasible that borrowers are completely informed in regards to the high costs connected with payday advances and but still see them a appealing choice. […]